Identity theft is a form of stealing someone's identity, in which someone act as someone else by assuming that person's identity. It is a method to gain access to resources or obtain credit and other benefits in that person's name. The victim of identity theft (here meaning the person whose identity has been assumed by the identity thief) can suffer adverse consequences if they are held responsible for the perpetrator's actions. Identity theft occurs when someone uses another's personally identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes.
Some common ways identity thieves access your information include:
- A stolen wallet or credit cards
- Documents or receipts in the trash
- Phone or email scams
- Hacking unsecured computers and wireless networks
- Create Strong Passwords and Update them Frequently: Avoid easy guess passwords like "password", "123456", etc. Choose a very strong password which is having Capital letter, special character, numbers. Change the password frequently. Dont relieve your password on any form filling sites.
- Be Aware of What You Share: Now a days Social networks like facebook, google plus,twitter,linkedin becoming more popular. Dont relieve your personal information such as phone number,contact details, address, pan card number, credit card number on social networks. Thief's can make bad use of it.
- Keep Sensitive Personal and Financial Documents Secure: Generally people store their personal and financial information on their computer. Make sure your computer has good antivirus software and a firewall. Update your browser and secure your wireless network.
- Protect Your Mobile Device: People who are using smart phones make sure that apps that you download, that is from a reputed company. Beware when you download bank apps, financial tracker app. Please read reviews and service provider before downloading it.
- Don’t Fall for Phishing Scams: Emails claiming that it has came from a bank and asking you to click on a link to fill personal informations. Don't click on such links.Trustworthy companies never ask your information without asking you to signing into your account behind a secure firewall. Beware of these.
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